PROPOSAL FORM

Life is no easy business. And what makes it even harder is that you never know what tomorrow will bring. At Hand in Hand we can help you make provision for the protection of your family, property and business against uncertainties. We have kept pace with the times. We are Guyanese company staffed by professional, friendly Guyanese who understand your needs and wishes. We know you need insurance before disaster strikes and as you can see, we have prepared a comprehensive means for you to determine your insurance needs. Make a decision for the future by contacting any of our offices or email us at info@hihgy.com       Our Fire company provides coverage:-  1 - Fire  2 - Explosion, Riot & Strike Malicious Damage  3 - Business Interruption  4 - Householders Comprehensive  5 - Burglary  6 - All Risks  7 - Contractors’ All Risks  8 - Personal Accident  9 - Travel Insurance 10 - Cash-in-Transit 11 - Public Liability 12 - Employer’s Liability 13 - Products’ Liability 14 - Fidelity Guarantee   Other plans available Include:-  1 - Group Personal Accident  2 - Travel and Baggage  3 - Products Liability

FIRE AND OTHER ALLIED RISKS

Protection against this financial loss is a small investment to make. If fire does strike, a Hand in Hand Fire Policy will help you build your property and replace its contents.

BUSINESS INTERRUPTION

If your business is destroyed, will you be able to meet your financial commitments such as salaries, rent & rates & taxes…. This plan compensates for loss of profits to business following the destruction of the building by fire or other perils.

HOUSEHOLDERS COMPREHENSIVE

Our householders’ Comprehensive Policy will help you to replace your possessions as a result of loss or damage caused by fire, theft, water damage, liability and other perils.

BURGLARY

Supplements Fire Insurance on Stock of Goods or items against theft by forcible and violent entry.

CONTRACTORS’ ALL RISKS

Covers contractors and builders in respect of their contractual liabilities, damage to work materials, and injuries and damages to members of the public.

PERSONAL ACCIDENT

Accidents will happen, don’t take chances. Insure NOW with our personal accident policy and rest assured that you and your family will not suffer unduly, financially.

CASH IN TRANSIT

Our cash in transit Policy will cover you for loss of cash by theft during transit or on premises.

PUBLIC LIABILITY

Covers the legal liability of owners of property against injuries and damages to members of the public.

EMPLOYER’S LIABILITY

Covers the legal liability of employers for injuries to their employees.

FIDELITY GUARANTEE

Covers against Fraud by Employees.

PLATE GLASS

Covers breakage of show windows.

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