Hand-In-Hand viewed the 1998 acquisition of 67% of the ownership of GCIS twofold; first, as a move in pursuance of its corporate objective of providing efficient, adequate, modern and affordable Insurance Service. Second, the GCIS acquisition allowed HIH the ownership of the second-largest Motor Portfolio and to be a key competitor of HIH in Motor.

The GCIS acquisition also allowed HIH a proprietary insurance subsidiary, facilitating capitalization, when needed, and providing a venue for any future mergers and strategic alliances.

Using Hand-In-Hand inputs, GCIS was able, in the first year after acquisition, to adequately right-size, reinsure, implement new
technologies, train and develop staff, and ultimately increase profitability, without loss of consumer and client confidence.